Real time insights and full budget control

Set budgets by department or project, assign expense accounts, and track spend in real time. With automated controls, approval workflows, and live dashboards, Penny’s budget management module helps you to prevent overspending, improve accountability, and align every purchase with your financial goals.

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One single source of truth to all your budgets

Siloed budget and expense data across departments undermines spend control and slows prompt decision-making. Penny consolidates budget planning, expense tracking, and approval workflows in one connected platform. Live dashboards and automated controls give your organization real-time visibility into spending and budgets, enforce governance, and let you manage budgets by project, department, or account.

Real-time budget control: reliable, flexible, and automated.

Flexible budget allocation

Create and assign budgets by project, department, or cost center. Define clear limits, assign owners, and keep every team aligned with financial targets.

Custom expense accounts

Configure expense accounts tailored to your chart of accounts. Track spend by category to improve reporting accuracy and forecasting precision.

Multi-budget flexibility

Handle complex structures where multiple budgets apply to a single department or account. Enable precise allocation and governance across teams and functions.

Automated budget

Every approved request or purchase order deducts from the assigned budget automatically, reducing errors, saving time and preventing overspending.

Approval workflows

Route all budget and expense account changes through structured approval flows. Ensure fast decisions, clear ownership, and strong policy enforcement.

Real-time tracking & spend insights

Monitor planned vs. actual spend as it happens, with every approved purchase automatically reflected in the available budget. Visual dashboards provide full visibility into budget utilization across projects, departments, and accounts. Spot trends, prevent overages, and make faster, data-driven decisions.

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